Figured It Out Charters is a capable long-range offshore boat in Madeira Beach, a fast 36 foot Contender run by Captain Anthony Belmonte, who was born and raised on the beach and started on his uncle’s commercial boat at ten. It posts its prices, fishes the Gulf reefs and wrecks, and runs all the way out to the Middle Grounds and Pulley Ridge on its longest deep-water trips. It ranks in the middle of the private field, with a modest review base and a high price the main things holding it back.
The verdict and where it ranks
At 7.4 Figured It Out is a strong choice and the fifth ranked operation in Madeira Beach, a good pick for a group that wants a serious deep-drop or long-range day. It sits just behind Top Knotch and ahead of El Capitano’s. Book it for a deep-water trip to ground most boats do not reach, with a local captain who knows it. The honest limits are the review base, which is modest, and the price, which runs at the top of the port on the long trips. Compare the field on the Madeira Beach ranking.
The boat
The boat is a 36 foot Contender center console with triple 300 horsepower Suzuki outboards, built in 2005 and restored in 2023, for up to 6 anglers, with deep-drop electric reels for the long trips. It is a fast, capable offshore boat that can make the long run to Pulley Ridge and back, though as an open center console a 15 hour deep-water day is an exposed one. The triple-engine power and the deep-drop rigging are what make the long-range trips realistic.
The fishing and what you target
Captain Belmonte fishes the Gulf reefs and wrecks for red grouper, hogfish, mangrove snapper, amberjack, and kingfish, with red snapper in season, and runs deep-drop and bluewater trips to the Middle Grounds and Pulley Ridge for deeper-water species and pelagics like mahi mahi and blackfin tuna. Gag grouper is open only a short window in 2026 and amberjack is closed for the season, so red grouper, hogfish, and snapper carry most trips. The long-range reach is the real draw.
Trips and prices
The rates are posted on both the operator’s site and FishingBooker: $1,000 for a 4 hour half day, $1,600 for a 6 hour three quarter day, and $2,000 for a full day, climbing to $3,900 for a 15 hour deep-water trip and up to $4,600 for the 16 hour Pulley Ridge run, for up to 6 anglers. The license, equipment, live bait, and cleaning are included, with free cancellation up to 3 days out. The two sources differ slightly on price, so confirm at booking. That is a steep price for the long trips, which weighs on value. Our cost guide sets it in context.
The crew
Captain Anthony Belmonte is a Madeira Beach native who has fished commercially and run charters for over a decade, and the FishingBooker record, a perfect 5.0 across roughly 40 reviews, is clean. Reviewers credit a captain and mate who put anglers on fish in volume and are patient with novices and experienced anglers alike. The honest note is depth: the review base is modest next to the busiest boats in the port, so track record is scored on a clean but limited sample.
Booking and what to know
Book through the operator’s site or FishingBooker, with free cancellation up to 3 days out. Bring food and drinks for the long trips and a cooler for your fillets. The license is covered and the catch is cleaned. The deep-water and Pulley Ridge trips are the reason to book this boat, so plan for the long day and book the summer red snapper trips ahead.
How we scored it
Figured It Out scores 7.4: a fast triple-engine offshore boat with real deep-drop and long-range reach and posted prices, marked down on value for a steep price and on track record for a modest review base. Trips and access is its strongest factor. See how we scored this boat and compare it with the rest of the Madeira Beach field.